Terms and Conditions

These Terms and Conditions were last updated on December 2, 2025

1. Introduction

These Terms and Conditions apply to this website and to transactions relating to our products and services. You may be bound by additional agreements relating to your relationship with us or to any product or service you receive from us. If any provision of the additional agreements conflicts with any provision of these Terms, the provisions of the additional agreements shall govern and prevail.

2. Binding Effect

By registering, accessing, or otherwise using this website, you agree to be bound by these Terms and Conditions set forth below. Your use of this website constitutes your acknowledgment and acceptance of these Terms and Conditions. In certain specific cases, we may also ask you to provide your explicit consent.

3. Intellectual Property

We or our licensors own and control all copyrights and other intellectual property rights in the website and the data, information, and other resources displayed or accessible on the website.

Unless otherwise specified in the content itself, the user is not granted a license or any other rights under copyright, trademark, patent, or other intellectual property rights. This means that you may not use, copy, reproduce, perform, display, distribute, incorporate into any electronic medium, alter, decompile, transfer, download, transmit, monetize, sell, or market any resource from this website in any form without our prior written permission, except and only to the extent otherwise provided by mandatory legal regulations (such as the right to quote).

4. Third-Party Property

Our website may include hyperlinks or other references to third-party websites. We do not control or review the content of third-party websites linked to this website. The products or services offered by other websites are subject to the applicable Terms and Conditions of those third parties. The opinions expressed or the material appearing on these websites are not necessarily shared or endorsed by us.

We are not responsible for the privacy practices or content of these sites. You assume all risks associated with the use of these websites and any linked third-party services. We will not accept any liability for any loss or damage of any kind, however caused, arising from your disclosure of personal information to third parties.

5. Responsible Use

By visiting our website, you agree to use it only for its intended purposes and as permitted by these Terms, any additional agreements with us, and applicable laws and regulations, as well as generally accepted online practices and industry guidelines. You may not use our website or services to use, publish, or distribute any material that consists of (or is linked to) malicious computer software; use data collected from our website for any direct marketing activities; or conduct any systematic or automated data collection activities on or in connection with our website.

It is strictly prohibited to engage in any activity that causes, or may cause, damage to the website or that interferes with the website’s performance, availability, or accessibility.

6. Submission of Ideas

Do not submit any ideas, inventions, creative works, or other information that may be considered your intellectual property to us unless we have first signed an intellectual property agreement or a non-disclosure agreement. If you disclose such content to us without such a written agreement, you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate, and distribute your content in any existing or future media.

7. Termination of Use

We may, in our sole discretion, at any time modify or discontinue access, temporarily or permanently, to the website or any service on it. You agree that we will not be liable to you or any third party for any modification, suspension, or discontinuation of your access to or use of the website or any content you may have shared on the website. You will not be entitled to any compensation or other payment, even if certain features, settings, and/or any Content that you have contributed or relied upon are permanently lost. You may not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.

8. Warranties and Liability

Nothing in this section shall limit or exclude any implied warranty required by law that it would be unlawful to limit or exclude. This website and all content on the website are provided on an “as is” and “as available” basis and may contain inaccuracies or typographical errors. We expressly disclaim all warranties of any kind, whether express or implied, regarding the availability, accuracy, or completeness of the Content. We do not warrant that:

this website or our content will meet your needs;
this website will be available on an uninterrupted, timely, secure, or error-free basis

Nothing on this website constitutes or is intended to constitute legal, financial, or medical advice of any kind. If you require advice, you should consult an appropriate professional.

The following provisions of this section shall apply to the fullest extent permitted by applicable law and shall not limit or exclude our liability in relation to any matter for which it would be unlawful or illegal for us to limit or exclude our liability. In no event shall we be liable for any direct or indirect damages (including damages for loss of profits or revenue, loss or corruption of data, software, or databases, or loss or damage to property or data) incurred by you or any third party arising out of your access to or use of our site.

Unless otherwise expressly stated in any additional agreement, our maximum liability to you for all damages arising out of or in connection with the website or any products and services marketed or sold through the website, regardless of the legal theory on which liability is based (whether in contract, equity, negligence, willful misconduct, tort, or otherwise), shall be limited to the total price you paid to us to purchase such products or services or to use the website. This limit shall apply in the aggregate to all of your claims, actions, and causes of action of every kind and nature.

9. Privacy

To access our website and/or our services, you may be required to provide certain information about yourself as part of the registration process. You agree that any information provided will always be accurate, correct, and up-to-date.

We have developed a policy to address any privacy concerns you may have. For more information, please see our Privacy Statement and our Cookie Policy.

10. Export Restrictions / Legal Compliance

Access to the website from territories or countries where the Content or the purchase of products or Services sold on the website is illegal is prohibited. You may not use this website in violation of Italy’s export laws and regulations.

11. Assignment

You may not assign, transfer, or subcontract any of your rights and/or obligations under these Terms and Conditions, in whole or in part, to any third party without our prior written consent. Any purported assignment in violation of this Section shall be null and void.

12. Breaches of these Terms and Conditions

Without prejudice to our other rights under these Terms and Conditions, if you breach these Terms and Conditions in any way, we may take such action as we deem appropriate to address the breach, including temporarily or permanently suspending your access to the website, contacting your Internet service provider to request that they block your access to the website, and/or taking legal action against you.

13. Indemnification

You agree to indemnify, defend, and hold us harmless from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your breach of these Terms and Conditions and applicable laws, including intellectual property rights and privacy rights. You will promptly reimburse us for any damages, losses, costs, and expenses incurred by us in connection with or arising from such claims.

14. Waiver

The failure to enforce any provision set forth in these Terms and Conditions and in any Agreement, or the failure to exercise any right of termination, shall not be construed as a waiver of such provisions and shall not affect the validity of these Terms and Conditions or any Agreement or any part thereof, or the subsequent right to enforce any and all provisions.

15. Language

These Terms and Conditions shall be interpreted and understood exclusively in Italian. All notices and correspondence shall be written exclusively in that language.

16. Entire Agreement

These Terms and Conditions, together with our privacy statement and cookie policy, constitute the entire agreement between you and Gagliardi & Associati regarding your use of this website.

17. Updates to These Terms and Conditions

We may update these Terms and Conditions from time to time. It is your responsibility to review these Terms and Conditions periodically for any changes or updates. The date indicated at the beginning of these Terms and Conditions is the date of the last revision. Changes to these Terms and Conditions will become effective as soon as such changes are posted on this website. Your continued use of this website following the posting of changes or updates will be deemed to constitute your acceptance of these Terms and Conditions and your agreement to be bound by them.

18. Choice of Law and Jurisdiction

These Terms and Conditions are governed by the laws of Italy. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the jurisdiction of the courts of Italy. If any part or provision of these Terms and Conditions is held by a court or other authority to be invalid and/or unenforceable under applicable law, such part or provision shall be modified, deleted, and/or enforced to the maximum extent permitted so as to give effect to the intent of these Terms and Conditions. The remaining provisions shall remain unaffected.

19. Contact Information

This website is owned and operated by Gagliardi & Associati.

You may contact us regarding these Terms and Conditions through our contact page.

20. Download

You can also download our Terms and Conditions as a PDF.